As House and Senate negotiators work to reconcile the differences in their health bills, a tax on high-cost insurance policies could be included in the final legislation. Here is a brief guide to these types of insurance plans.
What is it, and what does it offer the consumer?
A “Cadillac” or “gold-plated” insurance plan is expensive coverage, usually defined by the total cost of premiums, rather than what the insurance plan covers or how much the patient has to pay for a doctor or hospital visit. Read the rest of this entry »
Posted by admin | Posted in Uncategorized | Posted on 22-02-2010
In the financial planning industry, very few questions have universal answers.
With that in mind, one of the most common questions financial advisers hear is: “Should I use a life insurance policy as an investment vehicle?”
Let’s start with an overview to the different types of life insurance vehicles that can be used for investment purposes:
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The CEOs of some of the nation’s largest U.S.-based insurance companies urged quick passage of legislation to close a loophole cited in President Obama’s FY 2011 budget proposal that allows foreign- controlled insurance companies operating in the U.S. to avoid paying U.S. income taxes.
“The President’s proposal is a good start,” stated William R. Berkley, Chairman and CEO of W. R. Berkley Corporation.
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Posted by admin | Posted in Other | Posted on 08-02-2010
Everyone needs to set up medical plans for their health protection. Health insurance is important in our life because we can get accident or illness in the future. We never know our future.
Health plans will make sure that we can get the best treatment if we get illness or injuries. We can protect ourselves by taking health plans that cover all our medical treatment. Read the rest of this entry »
The tough economy has led to a decrease in the number of vehicles rated total losses after a crash, according to a provider of collision data processing systems used by insurers and body shops.
That finding was one of many in the latest Industry Trends Report produced by San Diego-based Mitchell International.
Mitchell also noted a reduction in crash damage appraisal values, collision losses and third-party property damage. At the same time, the firm found an increase in use of after-market and remanufactured parts and higher costs for repair materials and labor. Read the rest of this entry »
Posted by admin | Posted in Uncategorized | Posted on 04-02-2010
