Blog about Insurance

Who really calls the shots – The Government or Big Business when it comes to setting the direction and flow of the future economy?

You don’t need to look much further than the Insurance Industry to see that new forces are in play in a new world economy, driven perhaps by Government steering rather than a cyclical wave of uncertainty created by the money markets who are ultimately the owners, underwriters and profiteers of the multi national corporations.

The Insurance Industry which is at the top of the triangle of the money market distribution, is renowned for it’s slow reaction to change. Read the rest of this entry »

#1 in Renter’s Insurance

You may not own the place where you live, but you still need insurance protection.

State Farm^® renters insurance is for anyone who rents a home, be it a house or an apartment.

Renters insurance can protect your personal property against fire, theft and vandalism. Read the rest of this entry »

Eating a healthy diet dramatically reduces the risk of many illnesses and makes many more other ailments easier to treat but a healthy diet alone will do little to reduce the premium rates of an insurance policy.

Individual insurance premium rates are based on mathematical formulas that determine how likely a policyholder will be to cash in on the policy by filing a claim. Even so, eating healthy does influence insurance premiums in an indirect way. Read the rest of this entry »

A report by the Geneva Association published this week has indicated that Insurers and Reinsurers are likely to play a mammoth part in rebuilding and restructuring the faltering global economy.

The report ‘Systemic Risk in Insurance’ has required the international think tank – which largely focuses on the insurance industry, to analyse the role of insurance in financial stability.

It would seem that the report is designed with the clear goal of raising awareness of the industry’s need to no longer be shoehorned in with other financial sectors, such as the much maligned banking sector.
It will certainly go some way to ensuring the industries voice is heard in key debates across Europe and globally, discussing how to move forward from what many fear could be the worst recession in living memory. Read the rest of this entry »

The past week of electioneering and the unemployment figures released midweek by the Office of National Statistics, paint a gloomy future for many currently employed in the Public Sector and jobs that rely on Government Funding.

Whatever the outcome of the General Election on May 6th, there is risk in all the policies pursued and in the unlikely event of the Conservative Party winning an overall majority, six billion pounds of spending cuts would put thousands of public sector, particularly those in the health service, jobs at risk. Read the rest of this entry »