Blog about Insurance

Well we knew our car insurance premium were always on the up but the results of the latest AA British Insurance Premium Index reveal that rates have actually reached an all time high.

In the final quarter of the year the average car insurance premium for an annual comprehensive car insurance policy increased by a whopping 7.2% on the previous quarter. In real terms this meant that the average premium is now priced at around £1,000.00 per year.

On an annual basis the percentage increase was 18.7% for comprehensive insurance. This is the largest increase in this area of business since the records first began back in 1994. Meanwhile the average premium for third party fire and theft increased in the same period by 8.9% to £1,252.00. Annually third party fire and theft rose by 23.8%. Read the rest of this entry »

Since there are many factors that go into determining your auto insurance rates, there are many chances to lower your rates.

If you change jobs and your drive to work changes or you stop working or you work from home, you should contact your insurance company.

If you have a teen driver and they go to school over 100 miles away without a car then you should be able to get a discount.

If you get married and are in your teens or twenties call your insurance company and see about combining your policies. Read the rest of this entry »

The process of filing an Auto insurance claim can seem dreadful and overwhelming, especially if you have been hurt in an accident. Here are some simple steps to follow so you can make it through the claims process.

1. Step 1

   Keep a camera in your vehicle at all times. A small disposable camera in your glove box will do the trick. Read the rest of this entry »

Paying for auto insurance is not what most people love doing, but it’s something we all need to do. While different states have different minimum requirements when it comes to auto insurance, about every state require car drivers to have some sort of auto insurance coverage, it’s the law.

Auto insurance is expensive, and its price will continue increasing, that’s why I’ve writing this simple guide containing some tips on how to save on auto insurance.

The Car You Drive

The make, model and year of you car is probably the most important factor when it comes to the cost of your car insurance. The best way to start saving money is by using a car that is cheaper to insure! The rule is simple, the newer and more expensive your car is, the more expensive your insurance will be. Read the rest of this entry »

Secret #1 of getting a cheaper auto insurance cost

Shop and compare – This old age technique almost works on all fields of life. Whether buying a car, house or a pair of pants. Don’t buy the first auto insurance quote that’s been thrown at you. You might find get hit with a large auto insurance cost and even get a bonus headache for it.

Always get a lot of quotes from different insurance companies and find the one that suits for you. Remember the cheapest is not always the best, its better to find the cheapest and the one that would cover your needs. Read the rest of this entry »