When we hear discussion about the problems facing the U.S. health care system, we’re often told that not enough people have access to affordable health care.
And that’s absolutely true–over 46 million Americans were without health insurance in 2006, a number that is almost certainly higher today.
But there’s an important factor contributing to the health care crisis that isn’t as widely discussed: too much health care. Read the rest of this entry »
As you probably know all to well, the cost of health care and health insurance premiums continue to increase at levels substantially above the general inflation rate.
The reasons given for these extraordinary cost increases are numerous and include: technological advancements in the medical field, increased demand for medical services and prescription drugs, the aging of the population, cost shifting caused by the uninsured and governmental reimbursement rates, state and federal mandates, and costs associated with medical related lawsuits. Read the rest of this entry »
American culture attributes the car we drive to our persona — defining our values, our sense of style, and to some extent, our eccentricities. It’s the reason that Corvette owners wave to each other, and why everyone feels the need to catch a look to see who’s driving the Hummer. In the same manner, the car we drive also determines how much we pay for car insurance.
Easily an afterthought to the monthly car loan payment, many owners are “car-broke” because of their insurance costs, and don’t know it. Are you driving one of the most expensive cars to insure? Read the rest of this entry »
